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Bills are sent out on or near the 10th of the month, with the payment due the first of the following month. If your payment is not received by the time the next month's statements are printed, your account will be assessed a late charge.

The bills will list all your loans. Always return the stub with your remittance so your payment will be credited promptly. If you lose your bill, you may send your payment directly to the Graceland University Loan Office, 1 University Place. Lamoni, Iowa 50140. Please put your social security number on your check to identify your loan. If you need additional coupons contact our billing server company, Educational Computer Systems, Inc. (ECSI) on-line at admin@ECSI.net or call 888-549-3274. You may check on your balance on-line at http://www.ecsi.net/

To pay your monthly bill by credit card, download and complete the Monthly Payment Charge Authorization form (35k pdf).

To change your payment plan, download and complete the Change of Payment Plan form (21k pdf).