Financial Resources

 

LOCAL

 

 

 

Angel Capital Fund

Center for the Study of
Free Enterprise and Entrepreneurship
Graceland University
1 University Place
Lamoni, IA 50140
641-784-5170

 

Low-interest revolving loan fund
for business start-ups and expansions
in Ringgold and Decatur counties.
Approved applicants also receive
other benefits, including a 5 hour-per-week business intern.

   

STATE

 

 

 

Business Pipeline, Inc.
Scholarship Department
P.O. Box 2688
New York, NY 10185-2688

 

Business Development Scholarships for Future Businesses Eligible. Complete rules for the scholarship can be found at: http://www.businesspipeline.com 

 

Advanced Research & Commercialization Program (ARC)

IDED

515-242-4819; FAX 515-242-4795

 

Makes strategic investments in established Iowa businesses with advanced research and commercialization projects, creating new products, providing high-wage opportunities, involving agriculture, advanced technology or biotechnology.

 

 

 

Iowa Entrepreneurial

Development Assistance

IDED

515-242-4839; FAX 515-242-4776

 

Provides technical and financial assistance to high-growth entrepreneurs.

 

Economic Development Set-Aside (EDSA)

IDED

515-242-4819; FAX 515-242-4795

 

Financial assistance program for business creating new jobs for low-to-moderate income individuals in cities under 50,000.

 

 

 

Entrepreneurs with

Disabilities Program

IDED

888-472-6055; FAX 515-242-4776

 

Technical and/or financial assistance for qualified Iowans with disabilities.

 

Entrepreneurial Ventures

Assistance Program (EVA)

IDED

888-472-4839; FAX 515-242-4776

 

Financial and/or technical assistance to early-stage enterprises.

 

 

 

New Jobs and Income Program

IDED

515-242-4707; FAX 515-242-4749

 

Tax exemptions and credits for companies making capital investment and creating at least 50 jobs.

 

Public Facilities

Set-Aside Program

IDED

515-242-4819; FAX 515-242-4795

 

Financial assistance to cities of less than 50,000 and to counties for infrastructure improvement.

 

 

 

Self-employment

Loan Program

IDED

200 East Grand Ave.

Des Moines, IA 50309

515-242-4819; FAX 515-242-4795

Low-interest loan program for low-income or disabled entrepreneurs.

 

Targeted Small Business

Financial Assistance Program

IDED

515-242-4819; FAX 515-242-4795

 

Low-interest loan program for minorities, persons with disabilities and women-owned businesses.

 

 

 

Venture project Component of the Community Economic Betterment Account (CEBA)

IDED

515-242-4819; FAX 515-242-4795

 

Program makes equity-like investments of up to $250,000 in early-stage business.

 

Value Added Agricultural Products and Process Financial Assistance Program

IDED

 515-242-4819; FAX 515-242-4776

 

Encourages value- added processing of agricultural commodities.

 

 

 

Venture Network of Iowa (VNI)

IDED

200 East Grand Ave.

Des Moines, IA 50309

515-242-4819; FAX 515-242-4776

 

A statewide forum via the Iowa Communications Network where Iowa entrepreneurs, investors, and business advisors interact.

 

Iowa Economic Development

Loan Program

Iowa Finance Authority

100 East Grand Ave, Suite 250

Des Moines IA, 50309

515-242-4990; FAX 515-242-4957

 

Provides financing to new and expanding businesses through the sale of tax-exempt bonds. Maximum loan is $10 million.

 

Community Economic Betterment Account (CEBA)

IDED

515-242-4819; FAX 515-242-4795

 

Financial assistance program for companies creating new jobs.

 

 

 

 

 

FEDERAL

 

 

 

Access Capital Electronic Network

(ACE-NET)

U.S. Small Business Administration Office of Advocacy

409 3rd St. S.W, Suite 20416

Washington, D.C. 20416

 

www.ace-net.sr.unh.edu

Nationwide internet-based listing service providing information to angel investors on small, growing businesses seeking $250,000 to $5 million in equity financing.

 

Moramerica Capital Corp.

(Licensed by SBA in Iowa)

101 2nd St. SE, Suite 800

Cedar Rapids, IA 52401

319-363-8249; FAX 319-363-9683

E-mail: david@investam.com

 

Established to fill the gap between the availability of venture capital and the needs of small businesses in startup and growth situations. SBICs are privately owned and managed investment firms that use private capital, plus funds borrowed at favorable rates with an SBA guarantee.

 

 

 

Small Business Administration

Loan Programs

U.S. Small Business Administration Federal Building

201 Walnut St., Room 749

Des Moines, IA 50309

515-284-4422; FAX 319-362-7861

 

www.sba.gov

Offers guaranteed loans guaranteeing major portions of loans made to small businesses that demonstrate the ability to repay the loan, and enables lenders to provide financing to small businesses when funding is otherwise unavailable at reasonable terms.

 

Iowa Business Growth Community

SBA Fund 504

7043 Vista Dr.

West Des Moines, IA 50266

515-223-4511; FAX 515-223-5017

E-mail: iabusgrowth@iname.com

 

Provides fixed assets loans for land, building, remodeling new construction and machinery or equipment. SBA 504 loans provide up to 90 percent financing for most projects. Low fixed interest rate and 10 or 20 year maturity is standard. IBGC is the statewide 504 provider. 515-284-4422

 

 

 

Small Business Innovation Research Grants (SBIR)

U.S. Small Business Administration Federal Building

201 Walnut St., Room 749

Des Moines, IA 50309

515-284-4422; FAX 515-284-4572

 

Ensures that federal agencies with substantial research and development budgets direct a certain percentage of research and development contracts to small firms.

 

Intermediary Relenting Program

USDA - Rural Development

873 Federal Building

210 Walnut Street

Des Moines, IA 50309

515-284-4714; FAX 515-284-4859

 

Provides one percent, 30-year loans to eligible intermediaries to establish a revolving loan fund. The intermediary then re-lends the funds for development projects in rural areas with populations under 25,000

 

Angel Capital Fund

Center for the Study of
Free Enterprise and Entrepreneurship
Graceland University
1 University Place
Lamoni, IA 50140
641-784-5170

 

Low-interest revolving loan fund
for business start-ups and expansions
in Ringgold and Decatur counties.
Approved applicants also receive
other benefits, including a 5 hour-per-week business intern.